Handy Hints from Moneyway to help keep your finances in check
Six Savvy Secrets!
Even if you don't feel you need on-the-spot advice from the
professionals, some general guidance can never go amiss. Here are
Moneyway's six savvy secrets to help get you through the
crunch with your credit rating intact.
1.Trim your finances
Check your bank statement
for unnecessary direct debits. Cancel anything that you don't
need or see a benefit from - this doesn't apply to all insurance
policies! Ensure you have adequate cover for your assets, but
don't waste money on the unnecessary.
2. Review day-to-day spending
You could make significant savings by adjusting your spending habits
slightly - taking a packed lunch instead of buying a sandwich every
day could reduce your outgoings each month.
3. Protect your credit rating
Banks and building are becoming more selective about who they will
lend to. That means you need to make sure your credit rating is as
good as it can be in order to maximise your chances of having a
credit application accepted.
4. Reduce energy bills
More than 60% of consumers have never changed energy provider and
are still on their supplier's standard tariff. They could cut
their annual bill by around £250* a year by switching to a more
competitive tariff. For some the savings could be even greater. Visit
www.moneyway.co.uk/switch to
find out more about how Moneyway can get the best deals on energy
prices without you lifting a finger.
5. Reduce energy consumption
As well as
switching to a cheaper tariff, by turning televisions and computers
off, using energy efficient light bulbs and doing your washing at 30
degrees could reduce your energy costs further.
6. Compare insurance quotes
The vast majority
of consumers renew their home or motor insurance with the same
provider year after year. Moneyway searches the market for the best
deals for you - ensuring that you get the best product for you. For
more details
If you would like us to help you with any of the issues raised you
can always call us on 0800 953 1073 for some advice.
Or you may find that
Moneyfreedom is the
answer ...either way we are here to help you.
*Savings relate to an average household in a twelve-month period.
Savings on apply if you do not currently use our suppliers and do not
pay.