The table below shows the OneBill charges which apply to existing customers only.  We are no longer offering this product to new customers.

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Standard Management Fees Weekly Accounts Monthly Accounts (Annual Rate of Interest NIL)		£4.35 per week £15.50 per month
Amendments to budget		£1.00 each
Dishonoured cheques & refused Direct Debits (to Moneyway)		£20.00 each
Budget Deficit Charge (new account only)		10% Budget Deficit
Subsequent budget account overdrafts §		10-15% fee dependent on term
Statement of account on request		NO CHARGE
Special overdrafts (Non Budgeted Bills) §		10-15% fee dependent on term
Holiday arrangement administration charge §		10-12.5% on cost of holiday •
Quickcash Loan six month term loan £100 to £500 §*		Typical 89.50% APR
Quickcash Loan nine month term loan £600 to £1,000 §		Typical 73.70% APR
Quickcash Loan twelve month term loan £1,100 to £1,500 §		Typical 65.50% APR
Loans from Moneyway §		Borrow from £500 to £10,000
Premium Finance (Insurance Instalment Plan)		Typical 21.63% APR
Savers Account Interest Rates**	Gross Rate PA 0.25%	Gross AER% 0.25%	Net Rate PA 0.20%

*Quickcash Loan Typical example: Amount borrowed £100.00 over 6months, total repayable £119.94. Monthly repayments £19.99 APR 89.50%.
§ All loans are subject to an appraisal of customers’ financial standing
**The gross rate is the contractual rate used to calculate any interest paid before deduction of the lower rate tax. The gross annual equivalent rate (AER) illustrates what the interest would be if the interest were paid and compounded each year. The net rate is the rate which will be paid after income tax has been deducted at the current lower rate from the gross rate. Information correct at 09/03/09 Income tax may be reclaimed by non-taxpayers subject to the required certification. Interest rates are subject to variation.
• Dependent on travel date.